Leverage Your Assets
Asset-based loans offer businesses a unique financing solution by leveraging assets as collateral. Unlike traditional loans, which rely heavily on creditworthiness and cash flow, asset-based loans focus on the value of the assets being used as collateral. At SR Alternative Credit, we provide asset-based lending solutions tailored to the unique needs of each borrower, unlocking immediate capital for growth, cash flow management, or other strategic initiatives.
Transaction Characteristics
Alignment of Interests
We seek transactions where borrowers have significant capital at risk.
Flexible Financing Solutions
Offering senior secured term loans, revolving facilities, principal transactions, or combinations thereof.
Terms and Rates
Transactions range from $10 million to $50 million, with maturities of 1-4 years and floating or fixed interest rates, tailored to the risk and asset type.
Global Reach
Our transactions focus on U.S borrowers, however, we can entertain transactions in Canada, South America, Australia, Europe, and Asia.
Borrower Support
A high-touch approach ensures we provide advisory services as needed, demonstrating our commitment to borrower success.
Versatile and Adaptive
We are opportunistic and asset agnostic, capable of handling a diverse array of financing needs.
Asset Experience
SRAC boasts a vast array of asset-based lending experience, covering but not limited to:
- Auto Loans and Leases
- Art and Antiquities
- Aviation
- Transportation
- Commercial Receivables
- Credit Card Receivables
- Consumer Loans
- Consumer Leases
- Charged-off Debt.
- Film Financing
- Inventory
- Legal Settlements
- Machinery
- Equipment
- Merchant Cash Advances
- Medical Receivables
- Rail
- Small Business Loans
- Tax Credits
- Trademark Royalties
- Other Hard or Esoteric Assets
Representative Transactions
Disclosure for the representative transactions
The examples of specific transactions listed above are included merely to illustrate the types of investments and strategies that may be pursued by SRAC and SRAC’s due diligence and investment process. These examples represent investments made by various investment vehicles managed by SRAC and are not representative of all types of investments that may be pursued by SRAC. It should not be assumed that similar investments will be profitable or that recommendations made in the future will be profitable or are representative of investments that will be made in the future by SRAC. The information included in the examples listed above should not be considered a recommendation to purchase or sell any particular security or pursue any particular investment strategy. There can be no assurance that any SRAC investment will achieve its objectives or avoid substantial losses.