Privacy Policy
FACTS |
WHAT DOES SR ALTERNATIVE CREDIT, LLC ("SRAC") DO WITH YOUR PERSONAL INFORMATION? |
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Why? |
Financial companies choose how they share your personal information. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
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What? |
The types of personal information we collect, and share depend on the product or service you have with us. The information can include:
When you are no longer our client, we will continue to share your information as described in this notice. |
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How? |
All financial companies need to share clients’ personal information to run everyday business. In the section below, we list the reasons financial companies can share their client’ personal information; the reasons SRAC chooses to share; and whether you can limit this sharing |
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Reasons we can share your personal information |
Does SRAC share? |
Can you limit this sharing? |
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For everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus. |
Yes |
No |
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For marketing purposes- to offer our products and services to you |
No |
No |
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For joint marketing with other financial companies |
No |
No |
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For affiliates’ everyday business purposes – information about transactions and experiences |
Yes |
No |
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For affiliates’ everyday business purposes – information about your creditworthiness |
No |
No |
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For nonaffiliates to market to you |
No |
No |
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Questions |
Call (203) 656-3004 or go to www.sraltcredit.com |
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Who we are |
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Who is providing this notice |
SRAC |
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What we do |
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How does SRAC protect my personal information? |
To protect your personal information from unauthorized access and use we use security measures that comply with federal law. These measures include secures computer files and buildings. |
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How does SRAC collect my personal information? |
We collect your personal information, for example, when you:
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Why can’t I limit all sharing? |
Federal law gives you the right to limit only:
State laws and individual companies may give you additional rights to limit sharing. |
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Definitions |
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Affiliates |
Companies related by common ownership or control. They can be financial or nonfinancial companies. |
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Nonaffiliates |
Companies not related by common ownership or control. They can be financial or nonfinancial companies. SRAC does not share information with nonaffiliates. |
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Other important information |
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This notice replaces all previous notices of our consumer privacy policy and may be amended from time to time. SRAC will inform you of updates or changes as required by law. |