Opportunity For Small and Medium Sized Enterprises

SR Alternative Credit specializes in providing asset-based lending solutions to small and medium sized enterprises, catering to a market segment often overlooked by large traditional banks. Our deep expertise spans specialty finance, trade finance, transportation, and other hard assets, enabling us to structure highly customized transactions secured by a wide range of asset types, both common and esoteric.

Asset-Based Loans for Borrowers

Transaction Characteristics

Alignment of Interests
We seek transactions where borrowers have significant capital at risk.

Flexible Financing Solutions
Offering senior secured term loans, revolving facilities, principal transactions, or combinations thereof.

Terms and Rates
Transactions range from $10 million to $50 million, with maturities of 1-4 years and floating or fixed interest rates, tailored to the risk and asset type.

Global Reach
Our transactions focus on U.S borrowers, however, we can entertain transactions in Canada, South America, Australia, Europe, and Asia.

Borrower Support
A high-touch approach ensures we provide advisory services as needed, demonstrating our commitment to borrower success.

Versatile and Adaptive
We are opportunistic and asset agnostic, capable of handling a diverse array of financing needs.

Asset Experience
SRAC boasts a vast array of asset-based lending experience, covering but not limited to:

  • Auto Loans and Leases
  • Art and Antiquities
  • Aviation
  • Transportation
  • Commercial Receivables
  • Credit Card Receivables
  • Consumer Loans
  • Consumer Leases
  • Charged-off Debt.
  • Film Financing
  • Inventory
  • Legal Settlements
  • Machinery
  • Equipment
  • Merchant Cash Advances
  • Medical Receivables
  • Rail
  • Small Business Loans
  • Tax Credits
  • Trademark Royalties
  • Other Hard or Esoteric Assets
Representative Transactions

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Tenant Lease Contracts

$4,000,000

Tenant Lease Contracts

$4,000,000

Micro-Securitization

Investment in micro-securitization of tenant lease contracts.

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Water Rights

$7,000,000

Water Rights

$7,000,000

Senior Secured Term Loan

Senior Secured Term Loan secured by water rights.

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Shipping Container

$10,000,000

Shipping Container

$10,000,000

Senior term loan

Senior term loan facility on containers and leases

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Shipping

$16,000,000

Shipping

$16,000,000

Senior Secured Term Loan

Senior term loan secured by first priority lien on articulated tub barge vessels

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Trade Finance

$8,000,000

Trade Finance

$8,000,000

Senior Secured Draw Facility

Senior Secured Draw Facility secured by green and processed tobacco.

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Art and Antiquities

$40,000,000

Art and Antiquities

$40,000,000

Senior Secured Revolving-to-Term Facility

Senior Secured Revolving-to-Term Facility secured by fine and decorative art and antiquities

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Consumer Loans

$20,000,000

Consumer Loans

$20,000,000

Senior Secured Revolving-to-Term Facility

Senior Secured Revolving-to-Term Facility secured by retail installment sales contracts.

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MCA

$22,000,000

MCA

$22,000,000

Senior Secured Revolving-to-Term Facility

Senior Secured Revolving-to-Term Facility secured by merchant cash advances

*The above are examples of select investment themes that SRAC pursues when making investment decisions and SRAC does not pursue all of these investment themes for any single portfolio. There can be no assurance that any SRAC investment will achieve its objectives or avoid substantial losses.

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Tenant Lease Contracts

$4,000,000

Tenant Lease Contracts

$4,000,000

Micro-Securitization

Investment in micro-securitization of tenant lease contracts.

Avatar

Water Rights

$7,000,000

Water Rights

$7,000,000

Senior Secured Term Loan

Senior Secured Term Loan secured by water rights.

Avatar

Shipping Container

$10,000,000

Shipping Container

$10,000,000

Senior term loan

Senior term loan facility on containers and leases

Avatar

Shipping

$16,000,000

Shipping

$16,000,000

Senior Secured Term Loan

Senior term loan secured by first priority lien on articulated tub barge vessels

Avatar

Trade Finance

$8,000,000

Trade Finance

$8,000,000

Senior Secured Draw Facility

Senior Secured Draw Facility secured by green and processed tobacco.

Avatar

Art and Antiquities

$40,000,000

Art and Antiquities

$40,000,000

Senior Secured Revolving-to-Term Facility

Senior Secured Revolving-to-Term Facility secured by fine and decorative art and antiquities

Avatar

Consumer Loans

$20,000,000

Consumer Loans

$20,000,000

Senior Secured Revolving-to-Term Facility

Senior Secured Revolving-to-Term Facility secured by retail installment sales contracts.

Avatar

MCA

$22,000,000

MCA

$22,000,000

Senior Secured Revolving-to-Term Facility

Senior Secured Revolving-to-Term Facility secured by merchant cash advances

*The above are examples of select investment themes that SRAC pursues when making investment decisions and SRAC does not pursue all of these investment themes for any single portfolio. There can be no assurance that any SRAC investment will achieve its objectives or avoid substantial losses.